No Credit Needed Payment Options and Financing

Neighborhood Closet offers 0% financing through Wells Fargo.  You can apply for Wells Fargo in our stores.  Terms are up to 24 months.

We also have No Credit Needed Payment Option. Our program offers a GREAT 90 day payment option!

Apply online for instant pre-approval and then shop!

With Neighborhood Closet’s No Credit Needed payment program you can enjoy all of these great benefits:

  • Convenient low montly/weekly payments
  • 90 day payoff option
  • No annual fee or prepayment penalties
  • Plus, the payments come out on your payday!
****VERIDIAN MEMBERS (Please use your 13digit account number- member number will NOT work)

Evansdale:

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Waverly:

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West Union:

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Decorah:

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We also offer FREE layaway in all of our store.  See store for details.