Purchase Options

We have a no credit needed purchase option Lease-to-Own Payment Options through Progressive Leasing. This program offers a GREAT 90 day purchase option!

Apply online for instant decision, and then shop!

With Neighborhood Closet's purchase options you can enjoy all of these great benefits:

Lease-to-own powered by Progressive Leasing

  • 90 day purchase option
  • Flexible payment schedule


****VERIDIAN MEMBERS (Please use your 13digit account number- member number will NOT work)





West Union:



We also offer FREE layaway in all of our store.  See store for details.


Progressive Leasing:

90-Day Purchase Option: Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early, please call 877-898-1970.

No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.